Have you forgotten your first crush? I mean, Can you ever forget your first crush? F course not, right? Crush does not always mean a boy or a girl. If you are a male, you must have fallen for a sports car for at least once in your life. And if a girl is reading this, a Barbie doll ought to be your first choice when you were a kid. Let us just get to the central point. When you buy your own car or vehicle, you care for it like your own kid. But, are you doing justice with your most priced asset? Despite all those regular maintenance and carefulness, another important thing is to be taken care of – motor insurance. Hopefully, now you got the actual reason behind all this.
On buying a new car, the first and foremost thing to do is buy an insurance policy for your vehicle. It is as much important for your car as your daily food. You must have a comprehensive car insurance policy. Read on to know more about it. What does a comprehensive car policy cover? Your Third Party Liability Cover (TPLI) will lend you compensations in various situations. You can claim for the cover in cases such as – when someone gets hurt in the car accident and car damage. Although it compensates for a lot of thing, yet some are still left uncovered. On the contrary, comprehensive auto insurance in Fresno protects your vehicle from almost every kind of danger. The situations and danger covered under your comprehensive car insurance includes:
There are some exceptional cases for which your car insurance company in Fresno will not pass your claim. Some of such circumstances are:
How is your premium decided? In case of comprehensive policy, the amount of premium to be paid depends upon the value of your vehicle. You should make sure you have mentioned the true Insured Declared Value or IDV of your car. Suppose, you have bought a car for 8 lakhs about a year ago, you can possibly get a compensation amount of 6.4 lakhs from the car insurance in Fresno. The deducted value is your depreciation value. It is advised that you discuss every important thing about your motor insurance and know its importance from your auto insurance agent in Fresno, california. This will help you get the actual value of your car in a situation of unavoidable mishaps.
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August 2017
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